Fintech powerhouse Revolut has officially launched Stocks and Shares ISAs for users in the UK, giving millions access to tax-efficient investing directly through its app. The move marks a significant expansion of Revolut’s investment offerings and positions the company as a serious competitor in the retail wealth management space.
What Is a Stocks and Shares ISA?
A Stocks and Shares ISA (Individual Savings Account) allows UK residents to invest in equities, ETFs, and other securities tax-free, up to an annual allowance of £20,000 (for the 2025/26 tax year). All capital gains, dividends, and interest earned within the ISA are exempt from income tax and capital gains tax — making it an essential tool for long-term investors.
How Revolut’s ISA Works
Revolut now allows users to open and manage an ISA entirely within the app, offering:
- Commission-free trading (limits vary by plan)
- Access to US and UK stocks, ETFs, and other assets
- Easy transfer of existing ISAs from other providers
- Real-time tracking of portfolio performance
- Integration with Revolut’s broader money and budgeting tools
The service is regulated and managed by Revolut Securities Europe, ensuring compliance with UK ISA rules.
Why This Matters
With the launch of Stocks and Shares ISAs, Revolut is challenging traditional investment platforms like Hargreaves Lansdown, Freetrade, and AJ Bell. By offering low-cost, mobile-first investing, the company is appealing to a younger, tech-savvy audience eager to take control of their finances.
For new investors, the simple and intuitive interface of the Revolut app removes many of the barriers that once made investing seem intimidating.
Investor Safety Comes First
Revolut emphasizes that its ISA products are held with appropriate regulatory safeguards. However, like all investing, there is risk involved. As with any Stocks and Shares ISA, the value of investments can go up or down, and capital is at risk.
Final Thoughts
Revolut’s entry into the ISA space is more than just a product launch — it’s a signal that the future of investing lies in accessibility, transparency, and digital convenience. As the fintech continues to grow into a full-fledged financial super app, UK users now have more power than ever to build their financial future — one trade at a time, and tax-free.
